In Association with:

WKWebster Logo   WKWebster Logo    
Toplis and Harding

Key Personnel

Key Personnel

All claims are overseen by senior personnel to ensure uniformity of approach, and where appropriate specialists independent consultants and laboratories may be instructed to investigate specific aspects of individual losses. In particular, our nucleus of specialists based in Kenya, Tanzania and Uganda can be rapidly allocated to assignments due to their close vicinity. All of our personnel are fluent in English, most also speak Kiswahili whereas French and other European languages are spoken together with various Indian tongues.

The following provides a summary of some of our senior executive staff:

Naren N. Nathwani - Chairman

FIISA - Fellow of Institute of Insurance Surveyors and Adjusters

Mr. Nathwani is a veteran of 35 years with wide ranging international exposure. He has played key roles in offering advice to governments and international institutions. He is the past Chairman of the National Insurance Corporation of Tanzania (N.I.C.), former Director of the Bank of Tanzania (BOT), Capital Markets Authority and many other government bodies. Fluent in many languages.


Prahlad N. Nathwani - Managing Director

AIISA – Associate of the Institute of Insurance Surveyors and Adjusters
ACIArb – Associate of the Chartered Institute of Arbitrators

Educated in the United Kingdom, Mr. P. Nathwani is now managing the overall operations in Kenya, Tanzania and Uganda. He has experience in all areas of general insurance claims but with a particular bias towards marine. He is the Lloyds Agents in Tanzania which includes ports of Zanzibar and Pemba Islands. Fluent in English, Kiswahili, Gujrati and Hindi.


Colin Dawson - Technical Director

ACII – Associate of the Chartered Insurance Institute
FCILA – Fellow of the Chartered Institute of Loss Adjusters
FEUDI – ELAE- European Loss Adjusting Expert

Mr. Dawson has worked on a wide variety of major material damage and liability claims for over 35 years previously in the United Kingdom and offshore as a main board Director of Cunninghams (Now Cunningham Lindsey). Hitherto an examiner of the Chartered Institute of Loss Adjusters, a council member of that body and also a council member of the Chartered Insurance Institute. An expert in corporate fire claims, banking and other financial risks, business interruption, legal liability and policy interpretation. He has sat on many arbitration panels and has significant court experience as an expert witness.


David Russell - Managing Director

ACII – Associate of the Chartered Insurance Institute
FCILA – Fellow of the Chartered Institute of Loss Adjusters
FEUDI – ELAE- European Loss Adjusting Expert

Mr. Russell has over 30 years experience in the profession and has undoubtedly more experience of Africa than any chartered loss adjuster currently practising on the continent. In 1981 he became resident in Nairobi and rose to become Managing Director of Robins Kenya. He has dealt with major losses in many African countries as well as Kenya including Tanzania, Uganda, Ethiopia, Nigeria, Malawi and Zimbabwe to mention but a few. He is now in management control of Toplis and Harding operations in Kenya being based at Nairobi office and also in charge of Mombasa Branch. By coincidence he started off his adjusting career in the same UK firm as Colin Dawson so they are old friends and colleagues.


Raphael Kubaga - Director of Administration & Personnel

Mr. Raphael Kubaga has served this company for a very long period. Although currently in his late 60's and semi retired he contributes towards the company's legal affairs and acts a senior adviser to all the members of the staff. Previously chairman of the Tanzanian Olympic Committee and Vice President of the World Olympic Movement, he is well known at senior level throughout the world


Peter Kapalata - Senior Loss Adjuster

FCPA – Fellow, Certified Public Accountants
Graduate of Chartered Institute of Management Accountants

Educated and trained in the United Kingdom Mr. Kapalata is a vastly experienced accountant and is currently Group Claims Auditor for Toplis and Harding. He specialises in corporate financial risks, business interruption, evaluation of contract works and forensic accountancy where his financial skills prove invaluable back up to our team of loss adjusters. His insurance background was gained over many years with National Insurance Corporation of Tanzania Limited where he rose to become Director of Internal Control responsible for internal audit, inspection and investigation.


Anuj Jethwa - Operations & IT Manager

Diploma in Information Technology, UK

After completing his university education in UK where he had pursued his studies in the field of information technology, Mr. Jethwa joined our Company with a view of sharing his skills with us. Being among our professional team has enabled him to attain experience in dealing with marine and non-marine surveys i.e. fire, theft, robbery and other similar claims. Fluent in English, Kiswahili and Gujrati


Why us?

With Over 25 years working experience in the East African region and providing immediate attendance to claims that differ in types; we conduct a full claim investigation and adjustment services from initial instruction to final settlement..